Product Overview
Business Loan
Acquire collateral-free business expansion capital up to ₹75 Lakhs. Streamlined submissions, GST integration, and fast-track processing.
Interest Rate13.99% - 24.00% p.a.
Max AmountUp to ₹75 Lakhs
Max Tenure1 to 5 Years
Product Benefits
Zero physical collateral or asset security required.
GST & ITR based credit evaluation pathways.
Flexible capital usage: Inventory procurement, expansion, or salary clearance.
High approval rates for MSMEs with clean cash flow profiles.
Eligibility Guidelines
Eligibility: Based on Business Turnover.
Business Vintage: Continuous operations of 2+ years.
Promoters credit score: 720 or above.
GST returns: Regular GSTR-3B filings for the last 12 months.
Documents Required
Required Document Checklist
PAN Card of promoters and the business entity.
GST Registration Certificate & 12 Months GSTR-3B filings.
Last 12 Months Business Bank Statements.
ITR and Balance Sheet / Profit & Loss Statement (last 2 financial years).
Office address ownership proof or lease contract.
How to Apply & Processing Flow
1
Enter business turnover, GST registration status, and income.2
Consultant reviews banking parameters and checks eligibility.3
Upload audited financial Statements and 1-year GST records.4
Sanction letter is generated by partner bank in 3-5 working days.Product FAQ
Is collateral mandatory for a Business Loan?No, we specialize in facilitating collateral-free unsecured business loans based on GST turnovers and bank cash flows.
Can proprietary firms apply for business credit?Yes, proprietorships, partnerships, and Private Limited companies are all eligible to apply.
Not sure about borrowing limit?Use Eligibility Checker