Product Overview
Personal Loan
Compare and secure instant, collateral-free personal credit up to ₹40 Lakhs from India's top banking partners with direct consulting support.
Interest Rate10.49% - 21.00% p.a.
Max AmountUp to ₹40 Lakhs
Max Tenure1 to 7 Years
Product Benefits
Collateral-free unsecured credit line.
Flexible tenure options ranging from 12 to 84 months.
Disbursement directly into primary salary account in 24-48 hours.
Option to foreclose or prepay with low charges.
Eligibility Guidelines
Minimum net monthly salary: ₹15,000 onwards.
Age limit: 21 Years to 60 Years.
Credit Score: 700 or above preferred.
Employment status: Salaried at a registered Private, MNC, or Govt entity with 1+ year vintage.
Documents Required
Required Document Checklist
Aadhaar Card and PAN Card.
Address Proof (Rent agreement / Utility bill / Voter ID).
Last 3 Months Salary Slips.
Last 6 Months Bank Statement (showing salary credits).
Form 16 or ITR details (last 2 years).
How to Apply & Processing Flow
1
Submit your parameters via our online consultation form.2
Our credit engine maps your details against eligible bank parameters.3
Assigned executive verifies your KYC and collects bank statement PDFs.4
Direct underwriting team reviews the file and issues disbursement.Product FAQ
What is the processing fee for a Personal Loan?Processing fees range from 1% to 3.5% of the loan amount, deducted by the lender during disbursement.
Can I foreclose my Personal Loan early?Yes. Most partner banks allow foreclosure after paying 6 to 12 EMIs, subject to foreclosure charges of 2% to 5%.
Not sure about borrowing limit?Use Eligibility Checker