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Product Overview

Credit Cards

Maximize cashbacks, flight miles, and dining rewards. Compare premium credit cards across major bank partners and apply online.

Interest RateInterest-free up to 50 days
Max AmountCustom Limits based on profile
Max TenureN/A

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Product Benefits

Earn reward points, air miles, or direct cashbacks on transactions.
Airport lounge access, dining discounts, and golf games privileges.
Establish and build credit history for future high-value loans.
EMI conversion options on major retail or online purchases.

Eligibility Guidelines

Age limit: 18 Years to 60 Years.
Income: Net monthly income of ₹20,000 (Salaried) or ITR of ₹3 Lakhs.
Minimum Credit Score Required: 700+ CIBIL Score.
Existing card holder: Card-to-card application available if current card limit > ₹50,000.

Documents Required

Required Document Checklist
Aadhaar and PAN Card.
Latest Salary Slip / Form 16 / ITR copy.
Latest Credit Card Statement (if applying under Card-to-Card protocol).

How to Apply & Processing Flow

1
Select reward preference (Cashback, Travel, Shopping, Lounge).
2
System filters matching credit cards across premium partner banks.
3
Fill required KYC and submit digital verification links.
4
Physical card is shipped to residence in 3-5 business days.

Product FAQ

Is there an annual fee on credit cards?Some cards are Lifetime Free (LTF), while others charge an annual fee that is waived off upon crossing yearly spend limits.
How does card-to-card application work?If you have an active card from another bank, you can apply using its statement. No additional salary proofs are required.
Not sure about borrowing limit?Use Eligibility Checker
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